Punjab Chief Minister Maryam Nawaz Sharif has unveiled an ambitious plan to build 500,000 affordable homes over the next five years under the Apni Chat Apna Ghar (ACAG) Programme. This initiative aims to tackle housing shortages and empower low-income families. During a recent meeting, CM Maryam Nawaz reviewed progress, introduced new policies, and emphasized her commitment to transforming Punjab’s housing landscape.
Maryam Nawaz’s Vision: Affordable Housing for All
CM Maryam Nawaz Sharif reaffirmed her promise to deliver half a million homes by 2029. This effort is part of Punjab’s broader strategy to provide safe, legal housing to vulnerable communities. Key goals include:
- Reducing urban and rural housing gaps.
- Offering financial support through loans and free plots.
- Reviving stalled housing projects to accelerate construction.
Key Decisions from the ACAG Meeting
In a special session chaired by CM Maryam Nawaz, critical steps were approved to boost the ACAG Programme:
- Free Plot Scheme: Eligible families will receive 3-marla plots (urban: 5 marlas, rural: 10 marlas) to build homes.
- Loan Facilities: Low-interest loans will help beneficiaries fund construction.
- Revival of Housing Schemes: 23 stalled PHATA projects across 19 districts will resume after fund allocation.
- 100% Repayment Success: Officials confirmed beneficiaries are repaying loans on time, reflecting strong trust in the programme.
Eligibility Criteria for the Apni Chat Apna Ghar Programme
To qualify, applicants must meet these requirements:
- Residency: Permanent Punjab resident with a valid CNIC.
- Land Ownership:
- Urban Areas: Minimum 5 marlas of land.
- Rural Areas: Minimum 10 marlas of land.
- Clean Record: No criminal history or involvement in illegal activities.
- Financial Responsibility: No defaults on past bank loans.
Land Requirements Comparison
| Area | Minimum Land Needed |
|---|---|
| Urban | 5 Marlas |
| Rural | 10 Marlas |
Progress & Impact of the ACAG Programme
- 23 Housing Schemes Restored: PHATA will revive projects in 19 districts, ensuring faster delivery.
- 100% Loan Repayment: Beneficiaries are adhering to repayment terms, showcasing the scheme’s reliability.
- Community Response: CM Maryam Nawaz expressed joy over families moving into their new homes, calling it a “step toward social justice.”
Maryam Nawaz’s ACAG Programme is a game-changer for Punjab’s housing crisis. By combining free plots, accessible loans, and revived projects, the government aims to uplift thousands of families. With a 100% repayment rate and structured eligibility, this initiative promises transparency and long-term impact. Stay updated through PHATA channels to seize this opportunity!
